Finances on Point has been a few years in the making.  The seed to create an outlet focused on building wealth and financial freedom was planted in my mind in 2015.  Seriously, I purchased this website domain in 2016.  It’s now 2019 and the blog is just being released.  What gives? 

Imposter Syndrome

I allowed three years to pass before I stepped forward because I had a severe case of imposter syndrome.  I mean, who am I to tell anyone about how to accumulate wealth? I made so many mistakes and technically I am not financially free (yet). Why would anyone listen to me? 

While I do have a Finance degree and a passion for learning and applying these ideas, I didn’t believe it was enough.  

I struggled with this self-imposed limitation for years.  While I could picture myself excelling in my professional career, I could not picture this website up and running.  Even after a few financial wins like shifting from a spender to an investor, paying off debt, maxing out my 401k, and finally purchasing multiple rental properties, I was still dragging my feet and feeling unqualified.  All the while I would talk to my friends and family about why financial independence was important and how I plan to achieve it.  Every time I would have these conversations and explain what I was doing, I would feel this excitement building up inside, unlike any other feeling. This was different and I knew it, but I still didn’t take action. 

The Push

It wasn’t until recently that I received the push that I needed to get things going.  I started a new job that gain me the fuel I needed. On my second day, a senior manager comes in my office and cheerfully stated, I’m glad you came back.  Puzzled by her statement, I asked myself, who doesn’t show up to a new job on the second day? She then asked me, “Do you have a mortgage?” “Yes” I responded.  She smiled and said “Oh good, you are more likely to come back if you have a mortgage.” 

Needless to say, I felt a certain kind of way about this dialogue.  Not so much about her, but at myself, because she was right.  I did need to come back to support my lifestyle…more importantly to survive.  No matter how I felt about the job – good, bad or indifferent, I had to come back. Period. 

I realized I had been chasing the high dollar salary versus financial independence.  

Day two, was my wakeup call. I wanted the power to choose my own destiny.  That was the fire that I needed to make a change.    

The Influence and Network

I started reading more financial empowerment books and listening to podcasts.  One podcast in particular that caught my interest was Journey to Launchby Jamila.  I could truly relate to her story.  One episode, in particular, was with Jim Fortin, a Neuro-Linguistic Programming (NLP) expert, that helped transform my belief in myself.  This pushed me to several other resources which will be outlined later in the blog about mindset and how powerful it is in shaping your beliefs.  

I realized the only way this blog was going to be created was if I CHANGED.  I needed to BECOME the person who made their ideas a reality.  I needed to be the type of person who wanted to spread the message about the possibility of financial independence and stop disqualifying myself for not being perfect.

The first decision I made was to find a place where people shared the same passion and vision for financial independence, early retirement, and wealth creation.  This place, this experience, was FINCON, a financial blogger conference.    

Early September, I registered and made last minute accommodations to attend this conference by MYSELF.  This was the first time I ever made that type of decision, but it was one of the best decisions I made in 2018.  It was truly a life-changing experience.  I experienced four straight days of high impact education, inspiration, and networking with amazing people. 

I returned home fired up, full of energy, and ready to make this dream a reality.  

Finances on Point Realized

Now, It’s finally here and I couldn’t be more excited!  

I’m still nowhere near perfect and there is so much more that I wanted to include on this website, but I had to put in the work and just get started. It’s probably fitting that it happened this way because Finances On Point is not about perfection. It is about focusing on where you WANT to be, not where you are currently and having the commitment to get there.

I hope this story inspires you to STOP disqualifying yourself and just get started making your dreams a reality. Will it be perfect? Probably not but it is an evolution and if you are committed, you will figure it out. 

Here’s to stepping out on faith and starting your journey!!

I want to hear from you. What are some of your dreams you want to achieve? Drop a comment below.